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	<title>Home Loan and Mortgage</title>
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	<lastBuildDate>Mon, 24 Oct 2011 12:41:50 +0000</lastBuildDate>
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		<title>Home Loan and Mortgage</title>
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		<item>
		<title>LTV Reduced</title>
		<link>http://homeloanadvice.wordpress.com/2011/01/30/ltv-reduced/</link>
		<comments>http://homeloanadvice.wordpress.com/2011/01/30/ltv-reduced/#comments</comments>
		<pubDate>Sun, 30 Jan 2011 18:23:33 +0000</pubDate>
		<dc:creator>Aishwarya</dc:creator>
				<category><![CDATA[Policy Updates]]></category>

		<guid isPermaLink="false">http://homeloanadvice.wordpress.com/?p=89</guid>
		<description><![CDATA[Following the RBI mandate the Banks and the Financial Institutions/NBFC&#8217;s in India have limited the maximum funding not to exceed 80% of the Cost of Property. Hence increasing the customer equity to 20% from the earlier 10% or 15%. Filed under: Policy Updates<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=homeloanadvice.wordpress.com&amp;blog=6677896&amp;post=89&amp;subd=homeloanadvice&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">Aishwarya</media:title>
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		<item>
		<title>10 Tips of Warren Buffett</title>
		<link>http://homeloanadvice.wordpress.com/2009/03/08/10-tips-of-warren-buffett/</link>
		<comments>http://homeloanadvice.wordpress.com/2009/03/08/10-tips-of-warren-buffett/#comments</comments>
		<pubDate>Sun, 08 Mar 2009 09:56:22 +0000</pubDate>
		<dc:creator>Aishwarya</dc:creator>
				<category><![CDATA[investment advice]]></category>
		<category><![CDATA[accounts]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[auditing]]></category>
		<category><![CDATA[borrowings]]></category>
		<category><![CDATA[earnings]]></category>
		<category><![CDATA[hard work]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[risk taking]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[warren buffett]]></category>

		<guid isPermaLink="false">http://homeloanadvice.wordpress.com/?p=77</guid>
		<description><![CDATA[Hard Work: All hard work bring a profit, but mere talk leads only to poverty. Laziness: A sleeping lobster is carried away by the water current. Earnings: Never depend on a single source of income. (at least make your investements get you second earning) Spending: If you buy things you don&#8217;t need, you&#8217;ll soon sell [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=homeloanadvice.wordpress.com&amp;blog=6677896&amp;post=77&amp;subd=homeloanadvice&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Aishwarya</media:title>
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			<media:title type="html">warren-buffett-speaketh</media:title>
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		<title>A Complete File</title>
		<link>http://homeloanadvice.wordpress.com/2009/02/28/a-complete-file/</link>
		<comments>http://homeloanadvice.wordpress.com/2009/02/28/a-complete-file/#comments</comments>
		<pubDate>Sat, 28 Feb 2009 08:41:42 +0000</pubDate>
		<dc:creator>Aishwarya</dc:creator>
				<category><![CDATA[understanding mortgage]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[documents]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[nri loan]]></category>
		<category><![CDATA[pio]]></category>
		<category><![CDATA[preapproval]]></category>
		<category><![CDATA[rtr]]></category>
		<category><![CDATA[sanction]]></category>
		<category><![CDATA[soa]]></category>

		<guid isPermaLink="false">http://homeloanadvice.wordpress.com/?p=49</guid>
		<description><![CDATA[What defines a complete loan file ready for login&#8230;.? Salaried Resident Indian Documentation: Application form to be completely filled with Photographs PF cheque from salary account Personal Documents: Photograph 1 passport size (applicant &#38; co- applicant) Age Proof (applicant &#38; co-applicant) Identity Proof Address/Residence proof Signature Proof Income Documents: Salary slip (last 3 months) Appointment Letter/Increment [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=homeloanadvice.wordpress.com&amp;blog=6677896&amp;post=49&amp;subd=homeloanadvice&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Aishwarya</media:title>
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		<title>Sanction or Approval Process</title>
		<link>http://homeloanadvice.wordpress.com/2009/02/26/sanction-or-approval-process/</link>
		<comments>http://homeloanadvice.wordpress.com/2009/02/26/sanction-or-approval-process/#comments</comments>
		<pubDate>Thu, 26 Feb 2009 17:43:50 +0000</pubDate>
		<dc:creator>Aishwarya</dc:creator>
				<category><![CDATA[mortgage glossary]]></category>
		<category><![CDATA[understanding mortgage]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[customer pd]]></category>
		<category><![CDATA[fi]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[rcu]]></category>
		<category><![CDATA[sanction]]></category>
		<category><![CDATA[technical]]></category>

		<guid isPermaLink="false">http://homeloanadvice.wordpress.com/?p=42</guid>
		<description><![CDATA[Posted in mortgage glossary, understanding mortgage Tagged: approval, customer pd, fi, legal, rcu, sanction, technical<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=homeloanadvice.wordpress.com&amp;blog=6677896&amp;post=42&amp;subd=homeloanadvice&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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			<media:title type="html">Aishwarya</media:title>
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			<media:title type="html">Sanction Process - Flow Chart</media:title>
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		<title>PF &#8211; Processing Fees</title>
		<link>http://homeloanadvice.wordpress.com/2009/02/25/pf-processing-fees/</link>
		<comments>http://homeloanadvice.wordpress.com/2009/02/25/pf-processing-fees/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 16:24:03 +0000</pubDate>
		<dc:creator>Aishwarya</dc:creator>
				<category><![CDATA[mortgage glossary]]></category>
		<category><![CDATA[understanding mortgage]]></category>

		<guid isPermaLink="false">http://homeloanadvice.wordpress.com/?p=34</guid>
		<description><![CDATA[It is the fees paid to the Bank or Financial Institution for processing of your loan file. It can vary from institution to institution. It is the charge incurred by the lender for various verifications and for payment to the third party service providers for the same. Processing fees, administrative fees or file charges are [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=homeloanadvice.wordpress.com&amp;blog=6677896&amp;post=34&amp;subd=homeloanadvice&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Aishwarya</media:title>
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		<title>Mortgage Glossary</title>
		<link>http://homeloanadvice.wordpress.com/2009/02/25/mortgage-glossary/</link>
		<comments>http://homeloanadvice.wordpress.com/2009/02/25/mortgage-glossary/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 13:54:49 +0000</pubDate>
		<dc:creator>Aishwarya</dc:creator>
				<category><![CDATA[mortgage glossary]]></category>
		<category><![CDATA[understanding mortgage]]></category>
		<category><![CDATA[amortization]]></category>
		<category><![CDATA[arm]]></category>
		<category><![CDATA[bt]]></category>
		<category><![CDATA[cibil]]></category>
		<category><![CDATA[collateral]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[disbursal]]></category>
		<category><![CDATA[ecs]]></category>
		<category><![CDATA[emi]]></category>
		<category><![CDATA[hdfc]]></category>
		<category><![CDATA[icici]]></category>
		<category><![CDATA[it certificate]]></category>
		<category><![CDATA[lap]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[pf]]></category>
		<category><![CDATA[plr]]></category>
		<category><![CDATA[ppc]]></category>
		<category><![CDATA[preapproval]]></category>
		<category><![CDATA[preemi]]></category>
		<category><![CDATA[rtr]]></category>
		<category><![CDATA[sanction]]></category>
		<category><![CDATA[soa]]></category>
		<category><![CDATA[spread]]></category>

		<guid isPermaLink="false">http://homeloanadvice.wordpress.com/?p=14</guid>
		<description><![CDATA[Some commonly used terms in the Mortgage sector are as under: Mortgage &#8211; Please see the previous post PF &#8211; Processing Fees. Read More Sanction &#8211; Approval of loan amount. Disbursal &#8211; Release of the sanctioned amount. PreApproval &#8211; Credit Approval of loan amount. PreEMI &#8211; Interest served before commencement of the EMI. EMI &#8211; [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=homeloanadvice.wordpress.com&amp;blog=6677896&amp;post=14&amp;subd=homeloanadvice&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>4</slash:comments>
	
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			<media:title type="html">Aishwarya</media:title>
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		<item>
		<title>Understanding Mortgage Pt.1</title>
		<link>http://homeloanadvice.wordpress.com/2009/02/22/understanding-mortgage-1/</link>
		<comments>http://homeloanadvice.wordpress.com/2009/02/22/understanding-mortgage-1/#comments</comments>
		<pubDate>Sun, 22 Feb 2009 19:10:31 +0000</pubDate>
		<dc:creator>Aishwarya</dc:creator>
				<category><![CDATA[understanding mortgage]]></category>

		<guid isPermaLink="false">http://homeloanadvice.wordpress.com/?p=7</guid>
		<description><![CDATA[Let&#8217;s start by understanding Mortgage. What is Mortgage? Mortgage most simply, from past many centuries in India, is defined as Girvi Rakhna for funds. We will here talk only about Property Mortgage. Mortgage can either be done to raise funds for purchase of the same property (which is being mortgaged) or for raising funds by [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=homeloanadvice.wordpress.com&amp;blog=6677896&amp;post=7&amp;subd=homeloanadvice&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Aishwarya</media:title>
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		<item>
		<title>Lets Start</title>
		<link>http://homeloanadvice.wordpress.com/2009/02/21/lets-start/</link>
		<comments>http://homeloanadvice.wordpress.com/2009/02/21/lets-start/#comments</comments>
		<pubDate>Sat, 21 Feb 2009 19:22:13 +0000</pubDate>
		<dc:creator>Aishwarya</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://homeloanadvice.wordpress.com/?p=5</guid>
		<description><![CDATA[Dear Visitor, if you are thinking of purchasing a house for yourself and exploring the option of going in for a home loan but are confused with all the technical jargon and the mortgage world seems alien to you, you have come to the right place. Here I would try to advice you and clarify [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=homeloanadvice.wordpress.com&amp;blog=6677896&amp;post=5&amp;subd=homeloanadvice&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Aishwarya</media:title>
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